The Hindu Editorial (Another bailout) – Nov 20, 2020

The Hindu Editorial (Another bailout) – Nov 20, 2020

The RBI’s decision to recommend the imposition of a one-month moratorium on Lakshmi Vilas Bank (LVB) and almost simultaneously… For further reading, visit “The Hindu”. Below is today’s word list-2 for The Hindu Editorial (Another bailout) – Nov 20, 2020.

To read this article, click here.

This preview is provided here with permission.

Courtesy: The Hindu

Today’s word list-2 for The Hindu Editorial (Another bailout) – Nov 20, 2020:

  1. bailout (noun) – an act of providing financial help/support by the outside investors to a bank/institution/organisation which faces serious financial difficulty.
  2. bail-in (noun) – a way of helping a bank or other institution in financial difficulty, in which people/creditors of the bank to bear some of the burden by cancelling a part of the debt they are owed .
  3. pre-emptive (adjective) – preventive, precautionary, protective.
  4. rescue (noun as modifier) – saving, helping, aiding, bailing out.
  5. imposition (noun) – enforcement, execution, implementation.
  6. moratorium (noun) – a temporary suspension of an activity; embargo, ban, prohibition.
  7. amalgamation (noun) – combination, union, merger.
  8. entail (verb) – necessitate, make necessary, require.
  9. take over (phrasal verb) – to take/assume control of a company by buying out it.
  10. capital-starved (adjective) – deprived of capital; hungry for capital.
  11. private lender (noun) – private bank.
  12. mark (verb) – indicate, represent, signify.
  13. banking regulator (noun) – The Reserve Bank of India (RBI) is the central bank of India and it is the banking regulator of the Indian banking system.
  14. intervention (noun) – the process of intervening in something; involvement, interference.
  15. well-choreographed (adjective) – well-planned, well-coordinated, well-arranged, well-managed.
  16. holdings (noun) – stocks, possessions, belongings, valuables.
  17. write off (verb) – eliminate/remove/cancel a bad debt from the account/record.
  18. operationalise (verb) – put into use.
  19. flailing (adjective) – floundering, struggling, stumbling, blundering.
  20. rescue (verb) – save, come to the aid/help of.
  21. orchestrate (verb) – organize, coordinate, mastermind, choreograph.
  22. capital infusion (noun) – introduction of additional funding from successful divisions of a business to the weak division which is not doing well.
  23. keen (adjective) – eager, determined, ready.
  24. proactively (adverb) – farsightedly/shrewdly, energetically.
  25. step in (phrasal verb) – intervene, become involved, get involved, take action.
  26. ward off (phrasal verb) – prevent, oppose, avert, resist.
  27. financial stability (noun) – financial stability is a condition where the financial system is able to withstand internal or external economic shocks and also able to smoothly conduct its core tasks.
  28. erosion (noun) – disintegration, deterioration, decline, undermining/weakening.
  29. inability (noun) – lack of ability, incapability, helplessness.
  30. bolster (verb) – strengthen, support, boost, reinforce/buttress.
  31. balance sheet (noun) – a statement that shows the financial condition of a company at a particular point in time.
  32. prompt (verb) – give rise to, bring about, cause, trigger.
  33. prompt corrective action (PCA) (noun) – a mechanism that is forced by the RBI upon Banks that show signs of stress on any of the standard stress parameters. Under the PCA, the RBI’s role is not just advisory in nature, but it can also push for changes in banks that the RBI may consider necessary to reduce the stress on the balance sheet of banks.
  34. framework (noun) – structure, system, scheme.
  35. deteriorate (verb) – decline, degenerate, degrade, worsen.
  36. non-performing assets (NPAs) (noun) – bad loans, troubled accounts, stressed loans; an account where principal and/or interest remains overdue for a period of time.
  37. advances (noun) – Advances are the funds provided by the banks to the business/entity to fulfill working capital requirement which are to be payable within one year, whereas Loans refer to a debt provided by a financial institution for a particular period.
  38. shoot up (phrasal verb) – rise, go up, soar/surge.
  39. Tier 1 Capital ratio (noun) – the ratio of a bank’s core tier 1 capital (its equity capital and disclosed reserves) to its total risk-weighted assets (RWAs). (Tier 1 capital is the core capital a bank holds in its reserves and exists as the primary source of funds. Risk-weighted assets are the assets held by the bank that are weighted by its credit risk).
  40. subsequently (adverb) – afterwards, later on, eventually.
  41. tip one’s hand (phrase) – reveal one’s intentions, plans, secrets, or resources accidentally/unintentionally.
  42. notwithstanding (adverb) – nevertheless, nonetheless; in spite of, despite, regardless of.
  43. International Monetary Fund (IMF) (noun) – an international organization of 189 countries, headquartered in Washington, D.C., working to foster global monetary cooperation, secure financial stability, facilitate  international trade, promote high employment and sustainable economic growth, and reduce poverty around the world.
  44. flag (verb) – indicate, identify, point out.
  45. pandemic (noun) – the worldwide spread of a new disease; The illness spreads around the world and typically affects a large number of people across a wide area.
  46. inflict (verb) – cause, impose, administer, deal out, mete out. 
  47. legacy (noun) – something received from a predecessor or from the past.
  48. scar (noun) – mark, lasting effect of an emotion; (damage, shock, suffering).
  49. stress (noun) – strain, pressure, tension; trouble, difficulty, distress.
  50. debt (noun) – liability, financial obligation, borrowed capital.
  51. liquidity (noun) – the availability of liquid assets; liquidity means liquid assets; cash; (liquid asset is an asset which can be easily sold/converted into cash without losing its value); a measure of activity (i.e. the ability to buy or sell easily) in a market.
  52. prospect (noun) – chances, possibilities, expectations, opportunities (for success).
  53. heightened (adjective) – increased, intensified, intense.
  54. vigil (noun) – surveillance, close watch, monitoring.
  55. non-banking financial company (NBFC) (noun) – a company incorporated under the Companies Act 2013 or 1956 which is engaged in the business of loans and advances, acquisition of stocks, equities, debt etc issued by the government or any local authority. The main objective of this type of a company is to accept deposits under any scheme or manner.
  56. mortgage (noun) – it is usually a loan sanctioned against an immovable asset like a house or a commercial property.
  57. given (preposition) – considering, taking into account, bearing in mind.
  58. contagion (noun) – the spreading of a bad and dangerous idea/practice.
  59. RBI’s Financial Stability Report (FSR) (noun) – it reflects the collective assessment on risks to financial stability, and the resilience (strength) of the financial system in the context of contemporaneous (existing/occurring during the same time) issues relating to development and regulation of the financial sector.
  60. point out (phrasal verb) – identify, mention, indicate, draw attention to.
  61. bank stress test (noun) – an analysis conducted to analyze how a bank will be impacted under adverse market conditions – for example, a financial market crash or recession.
  62. adverse (adjective) – unfavourable, disadvantageous, bad.
  63. Gross domestic product (GDP) (noun) – a measure of economic activity in a country. It is the total value of a country’s annual output of goods and service.
  64. contract (verb) – decline, decrease, diminish, reduce.
  65. fiscal (year) (adjective/noun) – financial year.
  66. forecast (noun) – prediction, indication, projection, prognosis, speculation, calculation (of future events or trends).
  67. shrink (verb) – lessen, reduce, decrease.
  68. lurk (verb) – hide, conceal, keep out of sight.
  69. around the corner (phrase) – coming soon, coming up, approaching, forthcoming.
  70. household (noun) – family, house.
  71. spill (verb) – overflow, run, flow.
  72. have one’s work/task cut out (phrase) – be dealt with a difficult task.
  73. keep (on) ticking (phrase) – to continue to function despite suffering setbacks.
  74. strive (verb) – try, attempt, make every effort.
  75. revive (verb) – restore, revitalize, renew, bring back.


 1. Click each one of the words above for their definition, more synonyms, pronunciation, example sentences, phrases, derivatives, origin and etc from
2. Definitions (elementary level) & Synonyms provided for the words above are my personal work and not that of Oxford University Press. Tentative definitions/meanings are provided for study purpose only and they may vary in different context. 
3. This word list is for personal use only. Reproduction in any format and/or Commercial use of it is/are strictly prohibited.

Today’s word list-2 The Hindu Editorial (Another bailout) – Nov 20, 2020:

The Hindu Editorial (Another bailout) - Nov 20, 2020 The Hindu Editorial (Another bailout) - Nov 20, 2020 The Hindu Editorial (Another bailout) - Nov 20, 2020 The Hindu Editorial (Another bailout) - Nov 20, 2020

“Phrasal Verbs” We Learnt Last Week 

“Idioms & Phrases” We Learnt Last Week

“Important Definitions” We Learnt Last Week

Recent Word Lists For The Hindu Editorial Articles

Recent Advanced Word Lists For The Hindu Lead Articles

Recent Word of the Day

Recent Words of the Month

Be the first to comment

Leave a Reply

Your email address will not be published.